Cyber Insurance Renewal
Your carrier wants evidence this year, not checkboxes. We make sure you have it.
Renewal questionnaires have tightened: carriers now verify MFA, endpoint protection, and backups before they quote — and premiums jump when you can't show proof. We close the gaps and build an attestation package that holds up.
What we hear from buyers like you
“Our renewal questionnaire went from two pages to twelve, and half the questions ask about controls I can't confirm we have.”
“The carrier wants attestation of MFA and endpoint coverage by next month, or our premium doubles.”
“We answered yes to everything last year. If we ever file a claim, I'm not sure those answers hold up.”
What underwriters actually check
MFA everywhere that matters
Not 'MFA available' — MFA enforced, for every user, with admin accounts held to a higher bar and legacy sign-in protocols that bypass it shut off. This is the first question on nearly every renewal form.
Endpoint detection and response
Carriers increasingly require EDR coverage across your fleet, and they ask for the vendor and deployment percentage. 'Antivirus is installed' no longer clears the bar.
Backups that survive an attacker
Separated from production credentials, tested on a schedule, with restore evidence. Underwriters price ransomware risk, and recoverable backups are the control they weight most.
Answers that survive a claim
A questionnaire answer is a representation. If a claim investigation finds the control wasn't actually in place, carriers can — and do — deny coverage. Every answer needs evidence behind it.
How we help
The Insurance Ready engagement is built for exactly this. We take your renewal questionnaire, verify each answer against your actual environment, close the control gaps carriers require, and assemble a carrier-friendly attestation package — independent of your IT provider, MSP, or broker, so the answers reflect what's configured rather than what's contracted.
See Insurance ReadyWhat you can expect
Typical engagement: three to four weeks — sized to fit inside a renewal window.
- →Completed renewal questionnaire with every answer verified against your environment
- →Gap closure for the controls carriers require — MFA enforcement, endpoint coverage, backup posture
- →Attestation document with control evidence organized by carrier question
- →One-page carrier-ready summary for your broker or underwriter
- →Documentation of compensating controls where a literal yes isn't possible
What our clients say
“Our cyber insurance carrier dropped us mid-renewal unless we demonstrated MFA enforcement, EDR coverage, and tested backups within 30 days. View Ridge got all three controls in place and documented in three weeks. Carrier renewed at the same rate.”— Tom W., COO, Marketing technology (60 employees)